Hi,
I have Home loan acc(Max Gain) . In last month , I had deposited 1 lac on 16th apr 2014 in Max Gain acc and it showed me following –
Book Balance – 20,20,052.00
Available Balance 2,50,196.00
Limit 22,70,248.00
Drawing Power 22,70,248.00
above calulations are correct as per all above figures.
But when today looked up same thing I found some discrepancy in available balance and related figures as below –
Book Balance -20,37,988.00
Available Balance-2,30,849.00
Limit -22,68,837.00
Drawing Power -22,68,837.00
If you can see , there is a diference in available balance .
When I download the statements I got –
17,936.00 as debit interest on 30th April 2014.
I think, this is the diffrence amount … but don’t understand why bank debited the interest from available balance… as this amount I’m deposited like my saving.
Could you please tell me about this.?