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Designing My Investment Portfolio

Hello,

Firstly, I want to congratulate you on the excellent work you are doing, forums like this is a big boon for self directed investors like me where one can learn a lot by reading and at the same time benefit from other’s experience. Well Done!

Until now, i have always relied on traditional investments like bank fixed deposits, recurring deposits. Of late, i have forayed into Mutual funds. Based on the knowledge i have gained from forums likes these, value research and moneycontrol, i have started investing in the following funds. I am looking at equity mutual funds for long term (retirement, child’s education) and debt funds for short term (accumulating money to pay off home loan quicker, holidays and emergency fund). I would greatly appreciate your views on my self designed portfolio as decribed below. I am 30 years of age.

Large Cap: DSP BlackRock – Top 100 Equity – Rs. 6000/ month

Small and Mid Cap: SBI Magnum Emerging Businesses-G -Rs. 6000/ month

Gold ETF: Goldman Sachs (GOLDEX) – Rs. 3000/ month

Debt Short term: HDFC Short term opportunities – Rs 5000/ month

Debt long term: SBI Dynamic Bond Fund – Rs. 5000/ month

Look forward to your recommendation.

 

Thanks

Kaushik

 

 

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