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Deposits – Interest Rate- Which should be selected for FD

My Question is regarding Interest on FD’s . Can you let me know which type of interest will give me best returns .

For HDFC FD i found out the following interest type . Can somebody help me as to which is the best interest type to be selected which will give me more returns. I am planning to invest around 50k.

Annual Income Plan
Monthly Income Plan
Non-Cumulative – Quarterly Option
Non-Cumulative – Half Yearly Option
Cumulative Option

http://www.hdfc.com/deposits/interest-rates.asp

 

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