Hi Manish,
I have taken insurance policies from LIC (Jeevan Anand, Money back), HDFC SL Crest and one term Insurance from Aviva, however at the time of taking insurance policies I had not declared the earlier policies with next company. I mean to say that at the time of taking LIC Money back I did not declare about the LIC Jeevan Anand, neither declared about the LIC Jeevan Anand and Money back to Aviva and neither declared about above three to HDFC Crest. This happened due to lack of knowledge and Insurance agent did not tell anyting about it.
Somewhere I heard that we need to declare about all policies to all the Policy companies.
Now how can we give the declaration and what is the way out. Whether now it will have any bearings on Insurance companies i.e. what will be their response.
Please guide.
Thanks in antcipation.
Regards
Amit Kumar
8095014449