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Critical Illness and Personal Accident Policy

I am planning to take health insurance cover for me, my wife and my parents. Considering age and current health conditions of parent, only option I could see is oriental happy family floater. So, planning to take health insurance cover of 5 Lakhs.

Apart from above, I am planning to take “critical Illness + Personal Accident Policy” cover for me, please suggest the following.
* Good insurance companies
* Cover amount for CI and PAP

Info: I am working in Telecomm MNC and earning 1 lakh per month. My wife and parents are my dependents.

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