Recently I have taken CIBIL Report, It is showing my Score as 660. And one of my Card is showing as “WRITTEN-OFF” in CIBIL. I would like to pay this card in full amount means no settlement. Will full Payment of this Credit Card improve CIBIL Rating? . I heard once I pay the full amount the status of this card in CIBIL will show/changed as “CLOSED”. Please suggest me whether I am doing correct or wrong. Whether Bank officials are deceiving me?
And I need a Homeloan in next month. Will I get Homeloan