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Credit card

Hi Friends,

Till date I have been avoiding credit cards in my life.Now due to some unforeseen reasons I have been forced to get one..so can you folks pour in your inputs to choose the right one in the market.Currently I have sal.acc with HDFC and SBI related home loan accounts.Kindly suggest me on a) What are all the factors that I have to consider ? b) which brand is user – friendly and geniune relatively to opt for?

Thanks in advance…

Cheers..

 

 

 

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