I require insurance of 3 CR (I have taken 1.5 from HDFC) and another 1.5 am planning from Tata AIA.
Tata AIA has lowest premium and also offer for 40 years (upto 80 years). This makes me belive that they would definately have high claims and run into losses and therefore would be forced to reject claims unrationally. Considering my thought, should I buy the policy fromthem.
Companies with good claim ratio have max 30 years and I want one preferably with longer term (as I do not forceee the exact period till which I would require cover).
Please guide