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Cibil status

Hi Friends,

 

I have an dispute regarding the payment outstanding with Citibanl credit card. The amount is for 16,464/-. When I emailed the card care team they said if you pay the full amout they will update the cibil status as ‘null with nil outstanding. Shall I go ahead and pay the amount and can I apply for a home loan or a credit card in next 30 days?

And also would like to know can use the Citibank credit card once I pay the outstanding charges, however the card was issues in 2009. Please confirm.

Thanks and regards,

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