Hi,
If one’s CIBIL score got affected due to a health cover policy given by bank with credit card in this way -> Policy was surrendered but it took 6 months for it to surrender and meanwhile bank charged late fees + S.taxes etc..which was never informed to customer and so customer did not pay for these charges, which eventually affected CIBIL score. Now, Customer has paid these charges after knowing it.
Due to this, Customer’s Housing loan eligibility should get affected?
CIBIL Score is 650.
As customer has paid now charges, will it correct CIBIL score and loan eligibility?