Hi,
I have a CIBIL score of 477. Can i get a house loan?
I have settled 2 cards and paid completely remaining 4 cards. I have just one credit card from HDFC bank left with me.
2 years back i got a home loan from HDFC. Just before that loan i setlled/paid for all the cards.
They needed an gurantor at that time and i produced one. But now i dont have any gurantor.
That time my cibil score was less than 400.
Has the rules changed now or it is still the same?