Hi Manish,
I am a new user in this forum. Actually from quite many days I am following this forum. I have a Cibil issue and I need help regarding this. I have low Cibil score of 748 and now I don’t have any idea how to improve it. I don’t have a credit card too so that i can use it efficiently and improve it. I applied for a bike loan 2 months back and it got rejected. I can’t take a loan too so that i can improve my ratings. Please help me regarding this. Can i use my parents add on credit card to improve my score or any other way i can improve it. I really have no idea how to improve my score.
Thanks,
Sourav