I had problem with HSBC bank credit card billing 4 years ago and stopped paying them once… then my name was in CIBIL list (low credit score) which stopped me from getting credit card or any loan… I have settled the HSBC credit cards before 15 months by paying the actual amount (after removing the financial charges and interests).
And surprisingly i got credit card from one bank recently (i just gave document since bank people were keep asking). My question here is, Is the credit card approval means, I have enough credit scores to get a Home Loan?
Thanks in advance!