I am not seeing question posted yday hence reposting. Apologies if it appears twice.
Here is my current health insurance
self (age 33), wife (age 32), kids (6y and 5 months) – we have family floater insurance under companies’s group insurance policy for Rs 300000.
My mother (ge 56) has individual coverage of 1,00,000.
I feel we are inadequately insured hence want to increase cover. I am thinking of Oriental insurance’s Happy Family Floater for 2,00,000 which includes all of us (including mother).
Please let me know if this approach and policy is good?