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Child Insurance cum education Plans

We are blessed with a daughter last december and i want to buy a insurance cum investment for her which on maturity can also give me the lump sum amount for her higher education. I have already bought Anmol Jeevan with cover of 5 lakhs for my son who is 4 yrs old. But i did not like the duration when they pay the maturity amount. I mean the maturity money we get is when child is 18,20,22,24 yrs old though the maximum amout for education is needed when the child is 18-22 years old.

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