Hello,
I have some cash in saving account. Already I have Term plan (75L-Aegon), 11k/month SIP, NSC. Currently seeing only FD option @ 8.75% as I dont know when it will be required e.g. buying vehicle or furnishing house… (Since my demat is linked with saving, cannot convert/open flex term deposit (sweep in/out)).
Unable to take decision. Appreciate, if you could advise/provide some tips.