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Car insurance name transfer and renewal

Hi,
I bought a second hand car and did the name transfer of RC. But I havent transferred the name in Insurance. Now Im planning to transfer the Insurance to my name and below are some points where I need clarification.
1. If I do the name transfer of Insurance, will the NCB % maintained by the previous owner be transferred to my name? I checked with the insurance provider but he denied the same.
2. If I opt to change the insurer, the NCB with the previous insurer be transferred to the new insurer? In my case the current insurer is Shriram and I want to change the insurer to TATA AIG. Will the NCB maintained with Shriram be transferred to TATA?

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