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Can SWP+SIP be an alternative for Bank FD?

Hi

Is it advisable to invest lump-sum amount (say rs 100000) in SWP plan and start SIP from the withdrawn amount on monthly basis.
I did calculation of using one onlint tool (http://www.mutualfundsindia.com/swp_calculator.asp). I found that using this method 15% return can be generated.

My risk profile is medium. I a looking for alternative for Bank FD. Tenure is 1 year.

Thanking you in anticipation.

Best Regards,
Shailesh

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