Hi, I have taken SBI home loan of Rs 18 lakhs 3 months back. Till date, 15 lakhs has been relaease to the builder. Recently, I opened my online account and checked that drawing power is 17.74 lakhs only. In addition to this, Interst on loan account is also debited monthly(around 10 k for three months). So, I am not very sure how this calculation happens. Can someone explain this?