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Can I get Term Insurance if I am kidney transplant patient ?

Hi Forum,

I am a 33 year old unmarried working kidney transplant patient. My application for term insurance was declined by SBIB and HDFC 3 years ago when I was under treatment for chronic kidney disease. Now that I am a transplant patient, I presume getting Term insurance will be even more difficult. Kindly suggest how I can have a life Insurance of Ra.1 crore.

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