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Can anyone explain me how SBI Maxgain works ?

Greetings,

My Sbi loan is sanctioned last month  and info shows as follows:

Book Balance

-24,00,667.00

Available Balance

5,59,333.00

Limit

29,60,000.00

Uncleared balance

0.00

Drawing Power

29,60,000.00

Currency

INR

Rate of Interest (% p.a.)

10.15%

Lien Amount

0.00

where  24,00,667.00 is given to builder ,

1.what is   available balance here (5,59,333.00)  which yet to give to builder, can i use  this amount

2. My first  EMI is 29,090 start from march 10, how much will be my out standing principal for the month of Mar

3.can you fair idea for next three months how my account will look like

Thanks in advance

Siddhu

how it will be used.

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