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Birla Sunlife ULIP

Hi,

On monthly basis I am paying for Birla Sunlife Insurance, i have been paying it for last 4 years. I have almost paid 90K and the fund value now is 68K. Need your advice if its OK to continuing the policy or stop paying and take money once the market recovers. Also, let me know if there will be any charges if i stop paying and will i get back atleast what i invest ?

Need your valuable inputs to take a decision. Looking into review, people say this ULIP is very bad!..

Regards,
Vinoth

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