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Birla Sun life Platinum Advantage Plan

On monthly basis I am paying for Birla Sun life Platinum advantage Plan .I had paid initial premium of Two months (Aug/Sept)I have almost paid RS-15000. Next Due is Oct.

Need your advice if its OK to continuing the policy or stop paying and surrender the Policy. Also, let me know if there will be any charges if i stop paying and will i get back at least what i invest?

Sum assured: 1000000
Payment Period:5 year
Monthly Prmium: 7500.
Insurance cover: 1000000

Need your valuable inputs to take a decision. Looking into review, people say this ULIP is very bad.

Regards,

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