Hi All,
The more i am reading about term insurance provided by various companies in this forum more I am getting confused. Few things I have decided till now are tenure of insurance, sum assured, Thanks to all in forum. But still I am not able to decide on which company should I take from. LIC is no no. CSR and solvency ratio(Since CSR is not explicitly for term plan so wont matter much and solvency is maintained by IRDA so wont be problem). Premiums are differ about 4-5K per annum which is not big amonut if you are to be insured for 1Cr. Since all have almost same terms and conditions it has become difficult to choose. What I got from this forum is all information should be provided while taking the policy. but still which company to go with in unclear. I need your help and pointers. If someone can provide pointers on which company I can skip that will also be great help 🙂
Thanks,
Dipesh