I have taken personal loan from barclays bank,in 2008,due to my personal problem I couldn’t pay the EMIs in time,barclays has sold my account to Fincruise credit services in 2012 ,in 2013 sep I have paid total amount including principle and interest charges of amount 118500 to Fincruise,I got NOC from them but they have not updated in cibil.
Because they don’t have tie up with cibil,and they r not giving any response to my mail or even calls.so pl help me how can I solve this issue.can I taker any legal action.