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Axis to SBI

Dear Sir,

I got AXIS bank home loan a week before for 61,50,000 ₹ @ 10.50%. From that they charged 

25,000 ₹ for Equity Mortage

8,000 ₹ for Tata AIG Property Insurance and I already paid the downpayment to builder.

Now, I am considering swtiching to SBI Maxgain. As of now, Valuation and Legal is done. But is there any other charges I need to pay again like ‘propery insurance’ , mortage charges, etc…

Also, swithcing from Axis to SBI Maxgain will save any money for me? Definitely, I will input around 25,000 rs along with my EMI every month but I also consider doing the same with AXIS too. what difference it will make it with SBI Maxgain? 

Please provide me with some insight

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