Hi Manish and forum members,
Let me share my experience with Aviva I life term plan, i have applied online term plan with aviva for my wife aged 32 with annual premium of Rs4816 for 30yrs period FOR 50 LAKHS.
Policy was applied on 6th of this month with submitting Pancard and three months salary slips through online documents upload, process was so smooth and it took only 4days to commence the risk .
From 10/10/2012 risk started commencing and approved online policy documents is sent to mail id immediately with sms confirmation .And we have received courier with policy documents in about a weeks time .Totally it took not more than 12 days to complete entire process.
Especially here I would like to appreciate Customer care team with their committed approach, every step they will guide u till the process is successful.
I would like to mention one Mr.Pramod Pandey and colleagues with their committed approach from Aviva Team. We insisted on medical and they confirmed age till 35 as per their policy and underwriting procedure it is not necessary…
Whole process was fine or am I missing something forum members pls share ur views….
We were so keen and concentrated with all the facts while applying and did not miss with any info for eg: health condition ,existing policy info ,premium paid for those exisiting policies per anum etc…
Regards,
Matta Naveen Kumar
Bangalore