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An agent is offering me a group health insurance for me & my family. Shall i take it?

Hi everyone.

As per agent he is going to include me(with parents) in a company’s group & we can avail all group health insurnce benifit.

He’s giving Oriental health insurance. for 3Lacs health cover yearly premium 13425/- for me & my parents.My current age is 25.All preexisting diseases will cover after 1 year(my parents have diabetese & hypertension).

Shall i take this “group insurance”  or opt for personal health insurance

Please reply

Thank you!!

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