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Advise on personal loan

Dear All,

I am a Qatar based NRI.My bank here offering a personal loan at 5.55% diminishing interest rate. I am can take loan upto QR 12000  nearly Rs 1500000. This is a limited period offer for its salried account holders.I am not able to decide whether to go for it or not? Can any one suggest a suitable investment plan in india  which can give be better returns than my loan interest? I  dont want to invest in Stocks or Mutual funds  as i already have  enough exposure.

Thanks in advance,

Raju

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