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Advice in Choosing Term Insurance Policy

To Senior Advisors,

I’m planning to take a term insurance and i dont know which one to go with. i’m going to furnish everything truly as below, i would like to know which one should be the best in my case and also which insurer provides the best claim settlement. Please advice

Below are my Details

Age : 33

Marital Status : Married

Kids : 0

Smoker : Yes

Term Insurance details collected from web.

1. Aviva iLife – 1Cr, Premium 15563

2. Aegon iTerm – 1 Cr + 50 Lakhs Rider, Premium (17,472.00)

3. Bharti Axxa eProtect – 1Cr, Premium 16854

4. ICICI iCare – 1Cr, Premium 16742

Please shed some light, i need to start my insurance.

Regards,

Nandakumar

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