25 lacs in investment in Bank FD – Should I go ahead ?

Hi,

Kindly guide me, for Money Invest In Bank FD. I plan to invest 250000-Rs, splitted into 5-slap  i.e:-50,000+50,000+50,000+50,000+50,000   for 1-year FD int @ 9.00%. so yearly i will get 4500+4500+4500+4500+4500=22,500/-. it is more profit compare with PPF.

shall i do this .Pls guide me clearly otherwise shall i go for PPF.Pls.

Thanks

karthik