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10 lac urgently needed in Savings account for 3 months for immigration purpose

Dear all,  I am follower on Jago Investor. I need funds in my account next month approx 10 L. This funds will not be used and just need to be shown for Immigration purpose. I do have property and gold to go for their loans, but I seek your advice to what to do for this?

Does Overdraft against property or Overdraft against Gold? Which will be cheaper option for me? I need funds only to maintain in account for 3 months. Please help? Looking forward to your response.

Can you list appropriate banks which provides cost effective loans at minimal interest rate or overdraft for salaried people?

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