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1 crore Term Plan for 50 yrs

Dear Sir/Madam,

I want to buy a Rs. 1 corer TERM PLAN for 50 years term. My age is 25 years, tobacco user : NO.

So, Suggest that,

1) I should buy it before 31ST Dec,2013 or after that (effect on yearly premium)?

2) which is best Term plan available with max. benefits?

3) or Should I buy WHOLE LIFE PLAN/ENDOWMENT PLAN ?(I have seen Sampoorn samridhi, Aajivan Sampati and reliance whole life plan.)

I want to invest 30,000/annum for max guaranteed return and Insurance cover both.

Waiting for your reply…

Thanks,

Manish Patel

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