Life Insurance…How to go about it .

Life Insurance is nothing but the insurance covered for your Life. In case of death the sum assured is given to the nominees.Unfortunately in India, people see Life Insurance as Investment Product and not as an Insurance Product. They don’t understand that insurance gives financial security to their dependents in case of there death, rather […]

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Terms and Terminologies used in Investing , Finance , Insurace , Tax , Stock Market

Share or Stock : A Share is a representation of the amount of a company that you own. So if you own 100 shares of a company which has 100000 shares you are owner for 1/1000th part. Entry Load : Commission paid while purchasing units of a mutual fund from a broker, No Entry Load […]

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Power of Compounding and Early Investing

This post talks about the importance of Investing early in life and do not get late at all. Also it shows how powerful compound interest and regular investing is. When we invest early in our lives, the amount keeps growing and when it becomes a big chunk, the growth in amount every year is a […]

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Different Categories of Mutual Funds

We will see here different categories of mutual funds (What are Mutual Funds) like: Diversified Equity FundsTax saving Funds (ELSS)Balanced FundsSectoral FundsMid Cap and Small Cap FundsIndex fundsExchange Traded FundsFund of FundsDebt FundsLiquid Funds Diversified Equity Funds : These are those mutual funds which invests across all sectors and diversify their portfolio. They invest in […]

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How Home Loan EMI is calculated ?

Do you know how home loan EMI is calculated ? Its not just about Home loan , it can be any loan EMI . In this post we will learn how do we calculate monthly EMI for home Loan and how increasing Tenure does not help much after a certain point. A lot of people […]

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Advantages and Disadvantages of Mutual Funds

Before investing in mutual funds an investor should understand if it suits his requirement of not . Therefore one should go through all the advantages and disadvantages of mutual funds . Advantages of Mutual Funds Management: One of the biggest advantage is that in very low cost the investor gets his investment managed by experts. […]

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Mutual funds Common Myths

There are many common myths associated with Mutual funds. Common investors do not apply their thinking a lot of times and agents/sellers of products a lot times are successful in taking advantage of this and cheat them . Lets see some of the common myths associated with mutual funds below . 1. A Mutual fund […]

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Understand all the basics of Mutual funds

Mutual funds is an advance low cost and tax efficient tool of investment.┬áMost people still don’t know what is mutual funds. They are not clear about even the basics of MF’s in India as an investment instrument. Through this article, I will try to answer all the questions related to mutual funds. IMAGE: There are […]

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