Will my 65 yrs old Mother get Health Insurance who is suffering from Osteoarthritis ?

POSTED BY sunil shetty ON October 21, 2013 9:26 am COMMENTS (2)

Hi Guys,

My mother is around 65 Years now and I want to take a Mediclaim Insurance for her. I say around 65 because we don’t have her Birth Certificate so we don’t know her exact Date of Birth.

She is suffering for Osteoarthritis since 5 years now and also went through kidney dialysis last year. So, please help me with following question. Which Insurance Company I should approach? I’ve heard about BAJAJ ALLIANZ SILVER HEALTH, Is it good? Whether insurance company covers for Pre-Existing diseases like Arthritis?

Any suggestion will be appreciated.


2 replies on this article “Will my 65 yrs old Mother get Health Insurance who is suffering from Osteoarthritis ?”

  1. BajajAllianz says:

    Dear Sunil,

    Greetings from Bajaj Allianz! We would like to help you in choosing a plan suited to your needs. Kindly provide us with your contact details at help.support@bajajallianz.co.in & our representative will connect with you to provide you the details. Do mention reference no. “ORM022310” when writing to us.

    You may also post your concern at http://support.bajajallianz.com/support/.


    Bajaj Allianz
    General Insurance

  2. ashalanshu says:

    Dear Sunil, no matter which insurer you opt, the cover ‘ll not be offered for existing desease. Keeping her age in mind, not many insurer ‘ll cover her. Please check with Sr. citizen policy of PSU insurers or Max Bupa. Please be ready to pay a hefty prem.



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