Will Education loan affect CIBIL score ?

POSTED BY Prathap ON April 19, 2014 9:47 pm COMMENTS (2)


My name is prathap. i have taken education loan for BE in 2007 and paid some amount of interest and again i took loan for my mba in 2011. afterwords i didn’t pay anything.

i wanted to know will education affect cibil score or not? if yes suggest me what is the best way to repay loan and increase cibil score

2 replies on this article “Will Education loan affect CIBIL score ?”

  1. Credexpert says:

    Dear Prathap,

    Yes, non repayment of education loan impacts credit score negatively. Since you have already defaulted, there is no way that the reporting of these facts from your credit report can be undone.

    However, it is better late than never. You should start making timely repayments henceforth. Only this would help improve your credit score.


  2. ashalanshu says:

    Dear Prathap, why are you not paying your education loan? Yes non payment have already affected your CIBIL report and score. Please do not go by my words and check on your on.



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