Which Term Plan among Aviva, Aegon and LIC should I go for ?

POSTED BY goru.ravindra ON July 29, 2014 10:01 am COMMENTS (3)

Dear Team,

Thanks for your valuable information.

Now i am looking for term plan. I searched some of the company’s products. Finally I decided to take either Aviva Life Insurance or Aegon Religare (LIC e-term also but cost higher). Now I am confused which one should I take. Please suggest me good one among this three.

Thank you

3 replies on this article “Which Term Plan among Aviva, Aegon and LIC should I go for ?”

  1. nsabhyankar says:

    Aegon Religare offered a waiver of premium rider but Aviva did not when I was looking for term insurance. Decide if that is important for you.

  2. Dr.Sachin says:

    My personal experience:
    I took from Aegon.
    The reason to go with Aegon was it provides cover up to 75yrs. [but experts say that is not catchy]

  3. Joker says:

    As you would have read in the blogs, settlement ration is the one that decides which insurer is best. Aviva or Aegon both have almost the same settlement ratio. You can opt for either of these. If you are planning to insure yourself for 1 cr or so, then split the amount equally and take the insurance from both of the companies. Else if its 50L or less, opt either one of the insurers.

    My personal experience: I took my term plan from Aviva. Smooth process and got all documents and medical check up done at my door step.

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