Which Term Insurance (or other forms of Life Insurance) has LEAST EXCLUSIONS i.e. death due to Terrorism, riots, War, Natural Calamity, Earthquake etc. ?
I am 35 years old male with 3 children. I need a term insurance cover that actually pays if I die. And given India’s geo-political situation, social unrest etc, I see little point in investing in a policy that does not cover any of the above. Am seeking comprehensive coverage.
Would be grateful if I could know which companies / plans have least exclusions?