Which health insurance fit for me and my wife ?

POSTED BY brazelious ON April 16, 2014 8:18 pm COMMENTS (6)

Hi Manish,

I have gone through your  web portal jagoinvestor. I have found very helpful.

Currently I am looking for Health insurance for me and my spouse. I am 28 years old and my wife is 21 years old. I am employed in company which doesn’t provide any health insurance. There are few concerns- Should I opt for maternity benefits in my health plan? Kindly suggest me best health insurance plan which is suitable for us.

Regards, Brajesh

6 replies on this article “Which health insurance fit for me and my wife ?”

  1. ashalanshu says:

    Dear Brajesh, health policy is different than Life Insurance policy for the simple fact that in case of Life insurance policy, either no claim ‘ll happen over the 20-30Y period or just first and last claim. Whereas in case of health policy, there may be multiple claims in a single year itself. So opting a health insurer is more complex. Please read and understand in detail, which insurer and which policy fits your situation and opt the same.



  2. brazelious says:

    what about Apollo munich STANDARD FAMILY FLOATER?

  3. Each plan is different from each other in some respect and only you can define which is best for you , You can go for Religare, Maxbupa or Oriental . Kindly meet the presentative from these companies and understand their features, then get back here if you have any doubts.


  4. brazelious says:

    By saying BEST I meant-
    Claim settlement ratio.
    Inclusions and exclusions of benefits.
    as we are younger and most plan subtract their benefits according to age.
    As a financial advisor thats why i asked the BEST plan which goes life long.

  5. brazelious says:

    Hi Ashal,
    I have not got any suggestions. So do let me know any suggestions as per my need.

  6. ashalanshu says:

    Dear Brajesh, if the suggested plan is not the BEST, ‘ll you not opt it? what’s the definition of BEST?



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