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POSTED BY ON April 16, 2014 8:18 pm COMMENTS (6)
Hi Manish,
I have gone through your web portal jagoinvestor. I have found very helpful.
Currently I am looking for Health insurance for me and my spouse. I am 28 years old and my wife is 21 years old. I am employed in company which doesn’t provide any health insurance. There are few concerns- Should I opt for maternity benefits in my health plan? Kindly suggest me best health insurance plan which is suitable for us.
Regards, Brajesh
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Dear Brajesh, health policy is different than Life Insurance policy for the simple fact that in case of Life insurance policy, either no claim ‘ll happen over the 20-30Y period or just first and last claim. Whereas in case of health policy, there may be multiple claims in a single year itself. So opting a health insurer is more complex. Please read and understand in detail, which insurer and which policy fits your situation and opt the same.
Thanks
Ashal
what about Apollo munich STANDARD FAMILY FLOATER?
Each plan is different from each other in some respect and only you can define which is best for you , You can go for Religare, Maxbupa or Oriental . Kindly meet the presentative from these companies and understand their features, then get back here if you have any doubts.
Manish
By saying BEST I meant-
Claim settlement ratio.
Inclusions and exclusions of benefits.
as we are younger and most plan subtract their benefits according to age.
As a financial advisor thats why i asked the BEST plan which goes life long.
thnx
Hi Ashal,
I have not got any suggestions. So do let me know any suggestions as per my need.
Thnx
Dear Brajesh, if the suggested plan is not the BEST, ‘ll you not opt it? what’s the definition of BEST?
Thanks
Ashal