What is the maximum number of claims allowed over the policy period of health insurance ?

POSTED BY sudhanshumishra12 ON June 4, 2014 10:08 am ONE COMMENT

hello,

I have following queries regarding health insurance :

Q1) suppose I claim for health insurance once , can I claim it once again during the same policy period

Q2 ) wish to know  what is the maximum number of claims allowed over the policy period of health insurance.

Q3) If I can claim more than once then suppose I have taken health insurance cover of rs 5 lakh .  during my 1st claim, the hospital expenses comes about rs 1 lakh . now , once again when I claim foe second time, how much cover is available to me – a) rs 4 lakh  or b) rs 5 lakh ?

I  would be thankful if any one can answer my queries.

One reply on this article “What is the maximum number of claims allowed over the policy period of health insurance ?”

  1. Nikhil Verma says:

    Dear Sudhanshu,

    If you are talking about pure Health Insurance policies there’s no limit on number of claim till you have not exhausted Sum Insured for that year. If in one claim you have used 1 lakh out of 5 lakh SI, then for the remaining year you have 4 lakh balance available.

    Regards,
    Nikhil

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