What is the ideal Mix: FI Bluchip+QLTE+PPFAS

POSTED BY Reji m ON July 26, 2013 11:25 am COMMENTS (13)

Right now I am investing in Franklin India Bluechip Fund and Quantum Long-Term Equity Fund.

I am planning to add PPFAS Long Term Value as part of modifying my portfolio.  I am planning to follow this investment allocation(%):

Franklin India Bluechip Fund -50 %
PPFAS Long Term Value-35%
Quantum Long-Term Equity Fund -15%

Is this mix OK? Pls refer the stock overlap table below.

13 replies on this article “What is the ideal Mix: FI Bluchip+QLTE+PPFAS”

  1. bharat shah says:

    @kuntal
    appreciate your point of view for investing in foreign companies.

  2. Kuntal says:

    Mr Bharat Shah,
    You have rightly pointed out that PPFAS mutual fund does not have a long history.
    However, the foreign investment of PPFAS is mainly in America & other developed countries. TIEI’s foreign investment is mainly in other developing countries like China, Turkey.
    So TIEI+PPFAS combined can give you better international diversification.
    Moreover, as foreign investment upper limit in both these funds is capped at 35%, so the tax treatment of both is like normal equity funds.

    Thanks,
    Kuntal.

  3. bharat shah says:

    two , FIBC and QLTE are o.k. as they got long term (more than 7 yrs here!) performance history , but for PPFAS , if you are not inclined for foreign companies, better to wait, or you can compare it with others like TIEI or other having foreign companies. for trying new funds, i like to point out MOSt 25 from MOTIWAL OSWAL (if you believe them having good investment process) .

  4. Dear Reji, there is no such thing called Ideal or perfect. The one you are OK with, is perfect for you.

    thanks

    Ashal

  5. Gotu says:

    Thanks Kuntal!

  6. Kuntal says:

    Hi Gotu,
    Go to Morningstar India- tools- Instant Xray- type name of funds- click on Portfolio overlap.

    Thanks,
    Kuntal.

  7. Gotu says:

    Hi Reji,

    Can you pl. share the source for above comparison of funds? I mean is it possible to compare online stock overlap in different funds?

    Thanks.

  8. sunil says:

    Thanks Reji.

  9. Reji m says:

    PPFA: Normal plan 2.5 and Direct is 2%

  10. sunil says:

    Thanks Kuntal,

    Additiona to that, what is the Expenses charged by PPFAS, i have searched but with no luck?

  11. Kuntal says:

    Mr Sunil,
    You can see the portfolio of PPFAS at:
    1> Factsheet- june 2013 at amc.ppfas.com
    2> Valueresearchonline
    3> Morningstar india.

    Thanks,
    Kuntal.

  12. sunil says:

    Dear Mr.Reji,

    Can i request you the source of Portfolio for PPFAS? – A link can be helpful.

    1. Kuntal says:

      Mr Reji M,
      I think that a good mix is one which you are personally comfortable with. I think it is fine,
      be happy with your choice, dont worry about micro-adjustments.
      By the way, I started SIPs from this month only-
      1. Franklin india bluechip
      2. Quantum long term equity
      3. Templeton india equity income
      4. PPFAS long term value
      Equal allocation to all 4 funds.

      Thanks,
      Kuntal.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Download Our FREE Ebook!

Available only for first 100 people today

Download Our FREE Ebook!

Available only for first 100 people today