Wanted Advice on Criticall Illness Policy……….

POSTED BY J.D. ON July 19, 2012 1:15 am ONE COMMENT

Few days ago i hv posted a queiries on this blog… i got more info.frm this site… bz this blog is very useful for those person who dnt kno anything abt finance or policies…. keep it up MANISH & all JAGO investor team….thanx a lot dud…..

according to this blog i took Aviva – i Life ( 60 lac ) + Personal accident (25 lac Apollo Munich) + Mediclaim ( 3 lac – ApolloMunich ) + Critical illness policy …….. ??? yet not get …………….

My Queiries is also related to Criticall illness policy ……..

I Hv visited in following companies site & also talked with their customercare executive…….
according to tht i got following details ,………..

AGE 31

MAX.BUPA-(10 LAC) – PRIEM.- 3089/- ( priem.will be changed every 5th year)
coverd 20 illness + Life Time Renewal

BAJAJ ( 10 LAC) – PRIEM.- 3371/- (priem.will be changed every 5th year)
coverd 10 illness + Renewal upto 60 yrs.

Aviva (10 LAC) – PRIEM – 3045/- ( priem.will be constant till end of term i.e.35 yrs )
coverd 12 illness + Renewal upto 65 yrs….
(((((( Bt wen i read the terms thru Aviva Brocher they shown like this
This product provides protection against 12 major critical illnesses by providing a lump sum amount equal to Sum Assured. The premium rates will not change for the first five years. However, the premium rates are reviewable at every five policy years at the policy anniversary, after approval from the IRDA.
Such review of premium rates will be performed by the Company at the beginning of the calendar year and premium rates after review would only be applicable for the contracts for which the review falls due in that year.)))))

Now the question is i m very confused abt tht…. which one is better for me …..
MAX / BAJAJ / AVIVA

Could u plz tell me which company should i go with …. plz get more info. abt abv companies policies and tell me everything abt this policy…..

Because i can undearstand criticall illness policy is must in our portfolio….

BAJAJ ( Coverd 10 illness )
1) Cancer:-
2) Coronary Artery Bypass Surgery:-
3) First Heart Attack:- (Myocardial Infarction)
4) Kidney Failure:-
5) Major Organ Transplant:-
6) Multiple Sclerosis:-
7) Stroke:-
8) Aorta Graft Surgery:-
9) Paralysis:-
10) Primary Pulmonary Arterial Hypertension

AVIVA INDIA -( Coverd 12 ILLness )

1. Heart Attack
2. Stroke
.3. Cancer
4. End stage kidney failure
5. Major Organ Transplant
6. Coronary Artery Bypass Surgery
7. Benign Brain Tumour
8. Heart Valve Surgery
9. Motor Neurone Disease
10. Multiple Sclerosis
11. Coma
12. Paraplegia

MAX.BUPA – – ( Coverd 20 illness )

1. Heart Attack
2. Stroke
.3. Cancer
4. End stage kidney failure
5. Major Organ Transplant
6. Coronary Artery Bypass Surgery
7. Muscular Dystrophy
8. Heart Valve Surgery
9. Motor Neurone Disease
10. Multiple Sclerosis
11. Coma
12. Paraplegia
13. End stage liver disease
14.End stage lung disease
15.Major Burns
16.Loss Of Speech
17.Deafness
18.Aplastic Anaemia
19.Bacterial Meaningitis
20.Fulminantvival Hepatitis

Plz help me to find out best product thru abv details……………………..

Waiting for ur Reply

THANX A LOT…..

One reply on this article “Wanted Advice on Criticall Illness Policy……….”

  1. Dear JD, based on the fact that it’s a life time renewal & highest no. of deaseas’ covered go for Max Bupa.

    Thanks

    Ashal

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