I hold Jeevan Saral policy with 36030 premium per year since 2011. i hv paid 3 premium till last year. after completing 3 full year i want to surrender my policy. Can you please tell me how much money I will get if I surrender the policy in april 2014.

Is there special surrender value for surrenders the policy after 3 years. I was not able to calculate exact value. Can you please help me to calculate the surrender value and let me know that surrender of policy will be beneficial to me or should i continue this policy upto 5 yrs. which will be a better option ?

-sharad