Upgrade Vs Super-top up in health insurance – which is better ?

POSTED BY JINR ON December 27, 2014 11:29 am COMMENTS (2)

Dear Experts,

I am covered upto 6 lacs with Oriental happy family floater taken 2 yrs back. My age is 42, my wife 39, child 12 years. Now the third policy claim free renewal is due on 23 Dec 2014.

1. Should I upgrade my existing policy to 10 Lacs from Oriental. Premium for adding 4 lacs is 7686.

2. Or is it beneficial to take Super top up plan from L&T insurance. The premium is 2966 for 5 LAC deductible with coverage 10 LAC.

Please guide as i m lil bit confused.
Thanks

2 replies on this article “Upgrade Vs Super-top up in health insurance – which is better ?”

  1. JINR says:

    thanks Manish Ji

  2. I would say taking a full health insurance is much better than having a Super top up .. You can read more on this at my article

    https://www.jagoinvestor.com/2013/05/increase-your-health-insurance-cover-with-top-up-super-top-up-plans.html

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