POSTED BY May 20, 2013 1:28 pm COMMENTS (8)ON
I have taken a loan of Rs. 1800000 from SBI under Maxgain Suraksha scheme. They have sanctioned a total of Rs. 1800000 (Loan) and extra Rs. 57000 for insurance. Now my online a/c with SBI is look like as below:
1. xxxxx2058 OD 9.95% -1802713
2. xxxxx7433 Savings A/c 4% 2500
3. xxxxx6947 Loan A/c/Maxgain Suraksha 9.95% 11275
Please tell where I need to deposit the extra money in order to use the Maxgain facility. I have to put in OD(1) or in Loan A/c(3)? If i put my extra money in these accounts whether I will be able to withdraw in the future or it will be get debited from the account?