Unbelievable group insurance scheme – Views required

POSTED BY maximus ON September 5, 2014 4:26 pm COMMENTS (2)

Dear All,

I don’t know if you have read in the papers, but there is a insurance scheme currently being offered to members of a particular scheme at very affordable premium. Wanted you opinion on it. Following are salient features of the scheme:

1. 500,000 Rs. Health Insurance & Personal Accident Cover of Rs. 10,00,000 For 2 (Husband + Wife ) + 2 ( Father + Mother upto 80 years) + 2 ( Children upto 25 years ) Just for Rs. 7200/- only.. Per Year

2. All pre Existing Life Threatening Diseases Covered from day 1.

3. No Medical check up required.

4. Ambulance Charges @ Rs. 2,000/‐ per incident

5. Internal congenital Diseases covered

6. Cashless treatment facility in 5200+ hospitals across India

7. New Born Baby Covered from Day 1 subject to timely enrollment

8. Maternity Benefit Covered for Normal Delivery @ Rs. 30,000/‐ & C‐Sec Delivery @ Rs. 35000/‐ WITH 9 month waiting period

9. Room Rent restriction to Rs. 2500/‐ or below per day for Normal & Rs. 4000/‐

or below for ICU / ICCU

What is your opinion on this???

2 replies on this article “Unbelievable group insurance scheme – Views required”

  1. santy221 says:

    If something is too good to be true, it is not true. No insurance company with good underwriting ability will be able to promise the stuff at the price quoted.

    You are being cheated. BE AWARE and BEWARE!

  2. skvuppala says:

    maximus, Which insurance company is offering this plan? Is it offered as a corporate plan or can we take in individual capacity?

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