9 replies on this article “Total Investment Planning”

1. BanyanFA says:

   March 19, 2012 at 6:34 pm

   Hi Rashmi,
   Check an existing discussion on FDs http://localhost/jagoforum2/lakshmi-vilas-bank-f-d-is-it-safe/2868/

   Reply
2. BanyanFA says:

   March 19, 2012 at 6:17 pm

   In the current situation, you must really take advantage on NRE Fixed Deposits. We got so many of our clients NRE deposits and the interest been invested into Mutual Fund SIPs. It secures your capital and lets the interest to be invested into high risk – high return assets.

   Let me know if you need any further details on how to get this done.

   Regards
   BFA
   Banyan Financial Advisors

   Reply
   1. rashmi1agrawal@gmail.com says:

      March 20, 2012 at 12:28 am

      Hello BFA,

      Thank you for your prompt response. I m also looking forward for the NRE FD’s. Can you please suggest for how many years I shld plan, as I m getting 9.25% for 1 year and how can transfer into MF and go further with SIP??

      What will fetch more return in future GOLD or FD’s.

      Pls clarify …
      Thxs

      Reply
      1. ashal jauhari says:

         March 20, 2012 at 10:00 pm

         Dear Rashmi, please share your details. In case you are asking specifically for NRE FDs, in my opinion, please opt for long term FDs say 10Y. Invest the interest in between in to Eq. MFs of your choice.

         Thanks

         Ashal

         Reply
         1. rashmi1agrawal@gmail.com says:

            March 21, 2012 at 12:08 pm

            Dear Mr. Ashal,

            How can I fetch amount in between if reqd frm long FD’s to invest in MF? Can i go for interest on quaterly bases so, that I can invest in MF? Hw you can differentiate whether long term bases keeping in Gold is better or long FD’s ..

            Thxs

            Reply
            1. ashal jauhari says:

               March 21, 2012 at 9:32 pm

               Dear Rashmi, please check with the bank you are dealing for your NRE deposits for it’s policies of interest credits, early redemption & any penalty if applicable…..

               You may invest your interest into MFs.

               Thanks

               Ashal

               Reply
         2. rashmi1agrawal@gmail.com says:

            March 21, 2012 at 12:29 pm

            Hello,

            We are also looking for Term Insurance plan , I have one offer for Met life Alico which covers worldwide . Can u pls suggest shall we go for it ?? will tell u details later in next reply.

            thxs

            Reply
            1. ashal jauhari says:

               March 21, 2012 at 10:02 pm

               Dear Rashmi, have you disclosed your NRI status to Metlife? Please confirm the same.

               Thanks

               Ashal

               Reply
3. wealthucreate says:

   March 18, 2012 at 2:38 pm

   Rashmi,

   Plan is different for each individual. Every Plan is based on some common financial ground rules. Please share more details like : Your earning, Your husband’s earning. Investment done so far, Loans if any, any other commitments. These details are very much essential for giving suggestions.

   Reply

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