Hello Manish

I am regular reader of  your forum

I just want to buy a term plan for Rs 25 lacs for 30 years from Kotak ( or any other co. u suggest ) 

  Let us suppose if  said co. become failure and roll back from India, What will be the effect on my coverage ? Does IRDA will give CLaim?

What will happen to my Insurance coverage ? who will pay the claim if occured ?

In Case if their foreign partner leaves then impact on my policy ? As exmaple HDFC broke with standard and now HDFC has increased  premium & charges on some plans and saying if u wish to continue pay reqd. amount otherwis eclose the plan?