POSTED BY October 13, 2013 10:02 am COMMENTS (3)
ONI need some help with respect to which policy should i take , I did some research and below are the numbers.
My details are : Age 27 , Housing Loan 45 Lacs , Single (About to Marry)….AEGON/RELIGARE has an accidental waiver other than that i could not really find why there is huge diff between companies. there is another thing which i came to know today itself and that is TROP though they have huge premiums.
Confused seek help ?
2 crore / 35 years
Tata/AIA Life iRaksha – 14832.00
AVIVA iLife – 15080.00
AEGON/RELIGARE iTerm (Medical) – 15281.00
PNB/METLIFE MetProtect – 24719
2 crore / 30 years
TATA/AIA — 13933
AVIVA — 15009
HDFC Life –21124
SBI Life –21394
1 crore/ 35 years
Tata/AIA Life –iRaksha—7753
AVIVA –iLife— 7540
AEGON/RELIGARE –iTerm (Medical) –7641
PNB/METLIFE– MetProtect–12360
1 crore / 30 years
TATA/AIA — 7528
AVIVA — 7505
AEGON/RELIGARE–7641
HDFC Life –10500
SBI Life –10697
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Dear Vishal, OK. the basic understanding of TROP is OK. Now do tell me, what ‘ll be the prem. for you if you opt 1 cr. cover for 30Y in plain vaniall term cover and TROP with the Insurer of your choice. Please check the prem. numbers in both cases and reply here.
Thanks
Ashal
Hi Ashalanshu,
I am not really aware of it exactly but TROP means that you get your premium back with some benefits. I am myself seeking some opinion experts in this forum for which insurance i shud take,
Dear Vishal, what is good in TROP? Please tell us.
Thanks
Ashal