July 5, 2012 1:31 pm
Someone i know recently committed suicide. He has a term insurance from Of 50 lakhs taken 2 years ago. His wife is the nominee of the policy. Will she be able to file a claim for the policy under given circumstances?
Dear Sandip, insurer ‘ll try to check into details and if it’s found that facts regarding death have been hided, the claim may be rejected. Do it at your own risk.
I know this thread is old but had an query..
What if wife hide the fact that her husband committed suicide, it could avoid many inquiries from insurance company regarding suicide. And If I am not wrong, death certificate do not says that death is due to suicide or so..
Dear CP, as the policy in question is more than 2Y old, the claim ‘ll be processed & awarded. Please file the claim immediately.
Suicide is an exception only within 1 year of start of policy.
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